You know, 2022 was a pretty rough year when it came to returns. And the stock and the bond market. You know, most clients, most people were down somewhere in the vicinity of about 15%, no matter what they did, no matter how they were invested. So there are those who are thinking about retirement and are wondering, should I delay my retirement because of what’s happened?

Chip Explains: FICO Scores
Hello, fellow financial explorers! Today, we’re diving into the fascinating world of credit scoring, with a particular focus on the superstar of the game: the