So how do you view your financial advisor or advisory firm? Do you view it as a cost or do you view it as a blessing? Two very different ways of of looking at it. A number of years ago, recently updated in 2022, Vanguard conducted a study about the value add best practices in wealth management. They determined that there was a 3% additional benefit in net returns by using a financial advisor over not using one!

Chip Explains: Index Funds
Hello, fellow financial adventurers! Today, we’re about to embark on a journey to explore the world of “Index Funds.” These investment vehicles might sound a