Addis & Hill is a Fee-Only Planning Organization. The term "Fee-Only" refers to the method of compensation for the financial advisor. Fee-Only advisors are compensated solely by their clients, and do not accept commissions or compensation from any other source. Fee-Only advisors believe there is a significant conflict of interest if an advisor stands to gain financially from the purchase of any product he or she recommends to a client.



Addis & Hill are members of the National Association of Personal Financial Advisors (NAPFA), the organization of Fee-Only planners. Like Addis and Hill, all NAPFA members are independent and have their own methods of determining fees, including flat fees or retainers, hourly fees, percentage of assets or project fees. We discuss all fees and our fee structure at the initial business meeting.

Fiduciary Responsibility - THE Key Difference

As Registered Investment Advisors, Addis and Hill have fiduciary responsibilities to our clients. This is a very stringent standard, one that very few professionals offering planning services can match. A financial advisor held to a Fiduciary Standard occupies a position of special trust and confidence with a client. As a Fiduciary, the financial advisor is legally bound to act with undivided loyalty to the client. This includes disclosure of how the financial advisor is to be compensated and any corresponding conflicts of interest.